Share Certificate
This account is identical to certificates of deposit at most commercial financial institutions. We offer competitive yields and terms ranging from 3 months to 5 years. These certificates feature a low minimum balance of $1,000.  Valley CU also offers Jumbo Certificates which earn a higher rate on balances of $100,000 or more.

My Save Certificate
With as little as $5, you can open a My Save Certificate which pays a competitive dividend rate and allows you to make additional deposits up to $1,000.

Learn more about the My Save Certificate

IRA Share Certificate
Earn high certificate rates on your retirement savings with a minimum balance of $1,000. Terms range from six months to five years, and funds can be rolled over from another IRA or a qualified employer pension plan.

View our current rates.

For share (savings) and money market accounts, you may make up to six (6) preauthorized, automatic, or telephone transfers and withdrawals to another account of yours or to a third party during any calendar month. No more than three (3) of these six (6) may be made by check, or ATM/Debit card to a third party. If these limitations are exceeded, the Excessive Transfer/Check Limitations Fee will be applied. Additionally, the excessive transfer may be refused or reversed and the account may be reclassified or closed.

Your deposits are federally insured by the NCUA to up to $250,000. Learn more about federal deposit insurance