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Regular Share Account
This account is comparable to a savings account at most commercial
financial institutions, and establishes membership in Valley Credit
Union. Currently, we require our members to maintain a minimum
balance of $5 in this account. To earn dividends, a $300 balance
is required.
Custom Share Account
This is a personalized dividend-earning savings account. Currently,
only $5 is required to open this account. To earn dividends, a
$50 balance is required.
Peak Savings Account
Enjoy unlimited access to your money and earn a fantastic rate! Earn Peak rates on balances of $10,000 or more, and earn our highest rate with our Rate Boost!*
Youth Share Account
This account is specifically for those young savers under the
age of 18. It features a low balance of only $5. We even waive
the usual $1 one-time membership fee for our young members. With a monthly automatic share transfer from another Valley
Credit Union account to the minor's account, the minor account
balance earns a higher rate than the Regular Share Account.
Holiday Club Account
This unique savings account makes it easy to put aside funds for
holiday shopping. Open with as little as $5, and increase the balance
with monthly transfers from another VCU account or payroll deduction.
In November, the funds that have accumulated will be transferred
directly into your Regular Share, or other designated account,
just in time for you to start your holiday shopping.
Use our savings calculator to find out how your savings will grow.
Breathe easy -- your funds are
federally insured by the NCUA.
Click here for information on how your deposits are insured.
* The Rate Boost is simple. Enjoy the highest rate when you have at least one of the following service relationships:
- Direct deposit of $1,500 or more per month
- An active Visa Debit Card with three or more signature-based transactions per month
- Plus E-statements or Free Online Bill Pay
Failure to meet these service relationship requirements above will disqualify the account for the rate boost and will currently lower your rate by 1.00% APY. Offer subject to cancellation at anytime without notice. For complete details contact one of our representatives. |
