Planning a vacation, preparing for a major purchase or just need a convenient source of cash? Valley Credit Union is the place to start! Our competitive rates and flexible terms help put personal loans within reach.

personal line of credit
Your Personal Line of Credit can be used for just about anything up to $10,000. This line of credit doesn’t have to be used for purchases; it will also act as overdraft protection on your checking account and serve as a valuable asset during financial emergencies. Access your funds by check, through Online Banking, by phone or by visiting your nearest branch.

Personal Loan
Whatever your needs are, you can get the money with a Personal Loan from Valley Credit Union. With this type of loan, you won't be tempted to add more debt to a credit card and fall in the trap of only making minimum payments, which can extend your obligation indefinitely. We offer flexible terms up to 48 months and loan amounts up to $10,000.

Apply for a loan online now, call our Loan Department at 408-955-1300 or 800-995-0287, or stop by any financial center to get started.

Current Rates