Planning a vacation, preparing for a major purchase or just need a convenient source of cash? Valley Credit Union is the place to start! Our competitive rates and flexible terms help put personal loans within reach.

Apply for a loan online now, call our Loan Department at 408-955-1300 or 800-995-0287, or stop by any financial center to get started.

Debt Consolidation Loan
Save on interest payments and speed up the process of paying off credit cards by consolidating your balances into a single low-interest loan. We offer loan amounts up to $10,000 and you'll likely have a lower monthly payment than what you pay on your credit cards. Unlike credit card rates, your Debt Consolidation Loan rate is fixed for the life of the loan.

personal line of credit
Your Personal Line of Credit can be used for just about anything up to $20,000. This line of credit doesn’t have to be used for purchases; it will also act as overdraft protection on your checking account and serve as a valuable asset during financial emergencies. Access your funds by check, through Online Banking, by phone or by visiting your nearest branch.

Signature Loan
Whatever your needs are, you can get the money with a Personal Loan from Valley Credit Union. With this type of loan, you won't be tempted to add more debt to a credit card and fall in the trap of only making minimum payments, which can extend your obligation indefinitely. We offer flexible terms up to 48 months and loan amounts up to $20,000.

Stock & Share Secured Loans
If you own stock on the New York Stock Exchange or if you have funds on deposit here at the credit union, you can borrow against those valuable assets. Here at Valley Credit Union, we offer a variety of stock-and-share-secured loans with low rates and a wide range of terms.

Computer Loans
From faster processors to e-mail and the Internet, the high tech world is constantly changing. At Valley Credit Union, we realize the importance of keeping current. So we offer 100% financing on computer purchases - including pre-loaded software and maintenance agreements - up to $10,000 with terms from 12-48 months.

Apply for a loan online now, call our Loan Department at 408-955-1300 or 800-995-0287, or stop by any financial center to get started.

Current Rates